Michelle Smith

37970 Terrell Drive

North Ridgeville, OH
$ 440,000 Beds 4 Baths 2.5 Sq 2,344 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 37970 Terrell Drive, where modern comfort, thoughtful design, and an exceptional neighborhood come together to create the perfect place to call home. Located in the highly sought-after Waterbury development in North Ridgeville, this beautifully maintained home offers spacious living, versatile spaces, and outstanding community amenities. The bright and inviting main level features an open-concept layout filled with natural light, creating an ideal setting for both everyday living and entertaining. At the heart of the home is a well-appointed kitchen with abundant cabinetry, generous counter space, and an expansive walk-in pantry that provides exceptional storage and organization. On the second floor are 4 bedrooms, 2 full baths and conveniently located laundry. The primary suite includes private bath and a generously sized walk in closet. The finished basement significantly expands the home's living space, featuring a large family room perfect for movie nights, game days, or gatherings. An additional finished room with an egress window offers incredible flexibility as a potential fifth bedroom, private home office, fitness room, or hobby space. The basement also includes a rough-in for a future full bathroom, making it even easier to customize the space to fit your needs. Step outside and enjoy the professionally landscaped back yard that includes a trex deck, beautiful paver patio, perfect for relaxing, entertaining, and mature trees and ornamental shrubs. Beyond the home itself, you'll love everything the Waterbury community has to offer. Residents enjoy access to a community swimming pool, a clubhouse available to rent for parties and special events, walking paths, and a neighborhood park, creating a true sense of community and providing amenities the whole family can enjoy. Conveniently located near shopping, dining, parks, schools, and major highways, this home is freshly painted and ready for it's new owners!

Contingent

  • Price
  • $ 440,000
  • City
  • North Ridgeville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Lorain
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.3024 Acres
  • Zip
  • 44039
  • Sqr Footage
  • 2,344
  • Year Built
  • 2009
  • Taxes
  • $ 5594
  • Style
  • MLS#
  • 5235971
Listed By: Russell Real Estate Services
Data Source: MLSNow

Features

General

Sewer Public Sewer
Heating Forced Air,Gas
Cooling Central Air
Possession Negotiable
Roof Asphalt,Fiberglass
Appliances Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
HOA Fee 550
Garage Spaces 3
Association Fee Includes Pool(s),Recreation Facilities
Patio/Porch Features Deck,Patio
Architectural Style Colonial
Pool Features Community
Construction Materials Vinyl Siding
Year Built 2009
Stories Count 2
Township North Ridgeville
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Community Features Pool
Assoc Fee Paid Per Annually
County Lorain
Property Type Residential
HOA true
Attached Garage true
Contingency Inspections
Subdivision Name Waterbury Sub #3
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Contingent
Directions South of Sugar Ridge Rd East of Bender Rd
ModificationTimestamp 2026-09-02T20:43:22.540-00:00
City North Ridgeville
Association Name Waterbury
High School District North Ridgeville CSD - 4711
Lot Size Units Acres
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 5594
Home Warranty Y/N false
Living Area Units Square Feet
Standard Status Active Under Contract
Middle/Junior School District North Ridgeville CSD - 4711
Elementary School District North Ridgeville CSD - 4711
Year Built Source Public Records
Property Sub Type Additional Single Family Residence
PostalCity NORTH RIDGEVILLE
Legal Description WATERBURY SUB #3 73.09 X 180.24 LOT # 207

Interior Features

Interior Amenities Ceiling Fan(s)
Basement Full,Finished,Sump Pump
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 2344
Half Baths 1
Laundry Features Upper Level
Total Bedrooms 4
Below Grade Finished Area 664
Main Level Bathrooms 1
Below Grade Finished Area Source Owner
Above Grade Finished Area Source Assessor
Total Baths 3

Exterior Features

Parking Features Attached,Garage,Paved
Water Source Public
Lot Size Area 0.3024
Lot Size Acres 0.3024
Lot Size Source Assessor
Waterfront Y/N false

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Youngstown, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/14/2026 Listed $440,000

Property vs Zip Code Average in 44039

Price
AVG $420K
$440K
Taxes
AVG $4,792
$5,594
Year Built
AVG 1994
2009

Areas That We Cover

37970 Terrell Drive North Ridgeville, OH is a Single Family Home for sale at $440000 with 2344 sqft and a lot size of 0.3024 Acres Acre(s). 37970 Terrell Drive North Ridgeville has 4 bedrooms, 2 baths and was built in 2009. The property's zip code is 44039 which is in North Ridgeville, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Michelle Smith

Michelle Smith

Agent

330-383-2910

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