Michelle Smith

3045 Spencer Circle E

Geneva, OH
$ 234,900 Beds 3 Baths 1.5 Sq 1,212
Monthly Estimate* How much can I afford?

Welcome to 3045 Spencer Circle E. in Geneva! This charming 3-bedroom, 1.5-bath ranch offers over 1,200 sq. ft. of living space and sits on a spacious double lot. Inside, you’ll find original hardwood floors throughout and an inviting layout with updated appliances that stay with the home. The full basement has been waterproofed by Ohio State Waterproofing and offers plenty of additional space, including a bar and a large area perfect for entertaining. Major updates include a furnace less than one year old, hot water tank approximately 7 years old, A/C approximately 10 years old, and roof approximately 12 years old. Additional features include city water, septic, a one-car attached garage, paved driveway, and shed that stays. With plenty of indoor and outdoor space, this home is ready for its next owner!

Active

  • Price
  • $ 234,900
  • City
  • Geneva
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • Ashtabula
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.4384 Acres
  • Zip
  • 44041
  • Sqr Footage
  • 1,212
  • Year Built
  • 1959
  • Taxes
  • $ 1943
  • Style
  • MLS#
  • 5246282
Listed By: McDowell Homes Real Estate Services
Data Source: MLSNow

Features

General

Sewer Septic Tank
Heating Forced Air,Gas
Cooling Central Air
Possession Delivery Of Deed
Roof Asphalt,Fiberglass
Appliances Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
Garage Spaces 1
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1959
Stories Count 1
Township Geneva Twp
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Additional Parcels Description 170490006800
County Ashtabula
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Illustrated Pepwood Allotment
Garage Y/N true
Other Structures Shed(s)
Total Rooms 6
Full Baths 1
Status Active
Directions Rt 20 E to Spencer Circle. Make sure you put 3045 Spencer circle EAST
ModificationTimestamp 2026-09-19T02:08:44.423-00:00
City Geneva
High School District Geneva Area CSD - 404
Lot Size Units Acres
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 1943.95
Home Warranty Y/N false
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Middle/Junior School District Geneva Area CSD - 404
Elementary School District Geneva Area CSD - 404
Year Built Source Public Records
Property Sub Type Additional Single Family Residence
PostalCity GENEVA
Legal Description 14 PEPWOOD

Interior Features

Interior Amenities Bar
Basement Full,Unfinished,Sump Pump
Total Stories 1
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1212
Half Baths 1
Laundry Features In Basement
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 1
Above Grade Finished Area Source Assessor
Total Baths 2

Exterior Features

Parking Features Driveway,Garage,Oversized,Paved
Water Source Public
Lot Size Area 0.4384
Foundation Details Block
Lot Size Acres 0.4384
Lot Size Source Assessor
Waterfront Y/N false

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Youngstown, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/18/2026 Listed $234,900

Property vs Zip Code Average in 44041

Price
AVG $260K
$230K
Taxes
AVG $2,082
$1,943
Year Built
AVG 1962
1959

Areas That We Cover

3045 Spencer Circle E Geneva, OH is a Single Family Home for sale at $234900 with 1212 sqft and a lot size of 0.4384 Acres Acre(s). 3045 Spencer Circle E Geneva has 3 bedrooms, 1 baths and was built in 1959. The property's zip code is 44041 which is in Geneva, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Michelle Smith

Michelle Smith

Agent

330-383-2910

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